Fill Out the Application
Our 2-minute online form asks for basic personal information: Our short online form takes just a couple of minutes to complete and asks for basic details to help match you with potential offers. No credit check is performed — your credit score is not a factor in our approval decision.
Get Instantly Approved
Once you submit, our system verifies your identity in real time. If you are 18+ and can confirm your identity, you will receive an instant approval decision for a Maximum $1,000 credit limit. You will then review and sign your cardholder agreement electronically.
Complete Identity Verification
You may be required to enroll in an identity verification and protection service offered by one of our partners. This step helps confirm your identity and supports the provider’s approval process.
Receive Your Card
After your identity protection enrollment is confirmed, your PrestigeVisa card enters manufacturing and is shipped to your registered address via standard USPS mail. Cards typically arrive within 5–7 business days.
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