<?xml version="1.0" encoding="UTF-8"?>
<!--
  Sitemap index. Crawlers pick up:
    - sitemap-static.xml: pre-rendered routes (regenerated on every build via scripts/generate-sitemap.ts)
    - sitemap-db (edge function): live, DB-backed articles. Regenerates automatically on every request
      so any article insert/update in the `articles` table appears in the sitemap within seconds.
-->
<sitemapindex xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <sitemap>
    <loc>https://moneysmartreviews.com/sitemap-static.xml</loc>
  </sitemap>
  <sitemap>
    <loc>https://jcpbudskfplohtmmlhxp.supabase.co/functions/v1/sitemap-db</loc>
  </sitemap>
</sitemapindex>
